How to Bring Down Long Term Care Insurance Rates

 
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Beatrixxx



Joined: 09 Aug 2012
Posts: 56

PostPosted: Wed Feb 20, 2013 10:53 am    Post subject: How to Bring Down Long Term Care Insurance Rates Reply with quote

People think that long term care insurance prices are expensive and there is no way to keep these down. If they only explore their options and talk to an agent, they'll be surprised that there are many ways on how they can make their premiums more affordable. An agent will most likely suggest to purchase coverage early or if you are a couple they can suggest availing of the spousal discount. They can also design their own policy, making it smaller than the normal policy but its benefits are still enough to cover all your needs in the future.
Of course there are ways to make premiums affordable and if you want to know more, then better start talking to an ltci specialist now.
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